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2 weeks ago

Short-Sale Questions Answered



Well, buying or selling a house can be very confusing. Especially right now with terms like foreclosure and short sale flying around but it can be a whole lot easier if you have a professional realtor to help you.

A short sale is when we convince the bank to take less for the house than what is actually owed on the home. I read yesterday that 3.5 million people are 90 days or longer behind on their mortgage payment. So it is an issue that is really apartments and houses for rent prevalent out there and people need to go ahead and face that reality if that's their situation.

A foreclsore is not what you want to experience. A foreclosure is when the bank takes ownership of the property. There's a big difference in the ramifications of a shortsale vs. a foreclosure as far as your credit is concerned. A short sale will only affect your credit for about 18 months to 2 years. Where as a foreclosure were looking at as much as ten years that you can't buy another home and your credit score is affected by 200 points.

So if a homeowner is looking at this bleak financial situation and trying to make a decision of what's best for them. How do they know?

Well, anybody that can see themselves not being able to make their payment s in the next short term will qualify for a shortsale property and homes for sale as far as most banks are concerned. What they absolutely do not want to do is just walk away from the home or the situation and pretend that it doesn't exist because eventually (it takes about 6 months to a year) but eventually that bank will foreclose on the property.



So if you're on the flip side of that and you're looking to buy a house, is it a good time to kind of be looking out for those situations because you can get a good deal?

It really is. Unfortunately on the other side it's a great time to buy a home. It's a lousy time to sell but it's a great time to buy a home. Ya know, everything's on sale out there right now.

Well, what we've recognized is that homes aren't selling out there but if they're priced correctly. And the best thing you can do to get your house sold is to position your sales price so it's more competitive with the banks and the short sales going on there.

Again, homes are selling out there but they have to be priced correctly. Price is the biggest issue that anybody can address out there and by lowering their price that much, were able to give people an advantage in the marketplace that others may not have.

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4 weeks ago

Character Reference Letters for Court Appearances

In general, character reference letters are meant for endorsing the positive aspects of a person, and are often used for employment purposes. When it comes to legal matters, such letters are usually used to portray the positive side of a dui chinese person, who is charged with an offense. This may prove helpful, especially in cases where the accused is a first-time offender, or where the accused has been falsely implicated. Such reference letters are also used in child custody cases. It is not necessary that such a letter be written by an 'important person' of the society. It could be the wife, friend, colleague,

1 month ago

AMVETS’ Pro Bono Legal Clinic Fills Veteran Need

ANAHEIM, Calif.--(BUSINESS WIRE)--It was in the hot summer desert of Iraq in 2004 when Airborne Sgt.

Francisco Ramirez was accidentally run over by a Humvee in his own

convoy while tracking a cache of weapons that had been used against

them. Once evacuated to his base in Italy, he faced multiple surgeries

on the shattered femur that he sustained; but that was only the

beginning of his troubles on his road to recovery.



After more surgeries and painful rehab on his leg, he was eventually

sent home. Sgt. Ramir

1 month ago

Jobs: Why It's Good to Be a Contract Employee

The other day, a friend who's halfway through a year-long contract as a technical editor said what today's temporary workforce is never supposed to say aloud:

"My boss keeps telling me she wants to bring me on permanently, but I'm not so sure I want that. It's funny how everybody assumes that's my goal."

Sure, my friend is thankful to have a decent-paying job this year, especially in the wake of her big, fat, soul-sucking layoff in 2008. But after a couple years of cobbling together a paycheck from various contract, part-time and freelance jobs, she's no longer sold on the sanctity of shacking up with one employer -- despite the promise of 401(k) matching and a group health car

1 month ago

How more deportations under Trump could lead to a spike in foreclosures

How more deportations under Trump could lead to a spike in foreclosures - Dec. 9, 2016 by Octavio Blanco

1 month ago

Nursing Database - InfoBarrel

Introduction to Your Nursing Database

Many hospitals, healthcare companies and healthcare staffing agencies have a nursing database which can contain hundreds if not thousands of registered nurses who are actively looking for employment.

Today, companies and hospitals looking to recruit a nurse to fill a position is very competitive due to the current global nurse shortage which is why the healthcare companies must be able to use their nursing database to its fullest if they want to remain competitive.

This comprehensive guide will help anyone in the healthcare industry on how to properly manage their nurse database and how to use it properly.

Does Your Nurse Database have Enough job placement agency Information?

When a nurse position becomes available for either a full-time or part-time position, are you able to enter enough quarries to get a perfect match for the available position?

The more information about each candidate you have in your database can mean the difference between finding the ideal candidate in just one shot or have to hire a new nurse 6 months later.

Not counting pertinent information like nursing degree, state certification, criminal record check and the general basic information here is a list of secondary information that ever nurse database should contain:

Willingness to move

Hobbies

Personality test

Updating the Information



Having fresh information is a must which in the long run will save you time and money. Ideally, every nurse application should be updated every 30 days because in that period of time, a nurse could have accomplished a lot.

Professional and succesful nurse staffing companies and nurse job boards keep updated nursing database which is part of the reason why these companies are succesful in finding nurses for hospitals.

Taking example from their success, you also need to do the same thing for your own database temp agency of nurses.

For example, a nurse could have found a job, or completed a certification course or even gotten a new degree or learned a new language.

By keeping your database of nurses fresh, this will save the hiring manager time and effort the next time they are going thru the database of nurses when trying to fill a position.

Using the Database to its Fullest

A nurse database should not just be seen as just a pool to look for talents whenever a job opening becomes available. Information is power and if used wisely, can be used to create new opportunities.

An email should be sent to every nurse in the database on a regular basis to keep in touch with all of the nurses. Whether its just an automated email on their birthday or a weekly newsletter, keeping in touch with each nurse will let them know that you care about them and that you are trying to find them a position and are not just a commodity to be used whenever you need them.

Take a look at social websites and even websites like Amazon.com who send out emails on their birthday and keeps their users updated on a regular basis. These websites know what they are doing as they are top sites on the internet and part of their success is to show that they care.

Doing so will instill loyalty, boost moral and get your even more references.

A newsletter is a great way to keep in touch with them while allowing you to even make some extra money on the side thru advertising classes for higher nursing education or nurse uniforms and supplies.

So keep manage your database well and the more attention you pay to the people in it, the more you will temp agencies near me that hire felons get out of it.

2 months ago

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